Business Loans

Small business ownership means dreaming big. At M&F Bank, we’re here to help you turn your visions into reality. Taking your business to the next level requires access to financing options that meet your needs. 

Small Business Solutions

Each small business is unique, and there’s no one-size-fits-all approach to financing. Our lending team will take the time to understand your goals and challenges and offer the best solution for you. At M&F Bank, our goal is to support the small business ecosystem, one customer at a time.

SBA Loans

As a preferred lender with the Small Business Administration, M&F Bank is equipped to assist businesses with their financing needs. Our partnership with the SBA allows us to assist borrowers that are looking to acquire businesses, expand an existing business, provide working capital and to purchase large and small fixed assets. M&F Bank meets you where you are to find the right lending solution for your needs.

How to Get a Small Business Loan

When seeking financing for your small business, being prepared goes a long way. We’re here to guide you and ask that you gather the required financial documents  before meeting with one of our lenders:

• Balance sheet (Last three years; interim to last 90 days)
• Income statement (Last three years; interim to last 90 days)
• Federal tax returns (Last three years)
• Personal financial statement (Principals with at least 20% ownership interest and all Guarantors)
• Personal tax returns (Last three (3) years on all Principals with at least 20% ownership interest and all Guarantors)

At M&F Bank, we don’t just offer small business loans; we offer a continued commitment to your success. We understand that your small business makes a lasting impact on our communities, so we support you all the way.

Get to know our lending team. We look forward to serving you.