4.01% APY* on a
12-Month CD
Empower Your Savings with This Limited-Time CD Special
Lock in a guaranteed rate of return and put more of your money to work for the full term.
Offer available Sept. 28, 2026 through Dec. 31, 2026.
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The Future of Banking is Now
Manage Your Funds on the Go
Our upgraded app gives you enhanced features to help stay on top of your finances.
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Personal Loans
At M&F Bank, we are dedicated to helping you achieve your goals. We’ve designed our trusted personal loan services to empower you and your financial needs. Whether you’re seeking a credit card, personal loan, auto loan, or want to access the equity in your home, our local bankers are here to guide you through the process.
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SBA Loans
Small businesses are the lifeblood of our community, driving local economies and creating a real impact. We are here to provide flexible financing solutions that align with your aspirations and growth plans. Our commitment goes beyond numbers; it’s about understanding your unique journey and empowering your dreams.
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Free Access to Nationwide ATM Networks
Access your cash with no fees at thousands of ATMs nationwide
Through a collaboration with Bank of America, JPMorgan Chase, and Wells Fargo, M&F Bank customers have surcharge-free access to approximately 44,000 ATMs nationwide.
M&F Bank is pleased to have the opportunity to continue to expand access to financial services to our customers and communities.
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Featured M&F Bank Videos
Our videos cover various fiscal topics, from budgeting and saving to credit management and investment strategies. Whether you’re just starting to understand how to manage money or are seeking to enhance your financial know-how, our videos will help you continue to evolve on your economic path.